• Plan type (fee-for-service, Preferred Provider Organization Network (PPO), point of service, etc)
  • Cost-sharing (copayments, deductibles and coinsurance)
  • Health management and wellness
  • Other cost-control features (exclusions, subrogation, coordination of benefits, etc.) intended to curb utilization through various incentives and disincentives
  • Risk tolerance
  • Stop loss coverage to protect the plan against catastrophic and aggregate risk
  • Regulatory compliance assistance