Products and Services
Plan Document Preparation
Self-Funded plans are subject to the Employee Retirement Income Security Act (ERISA). ERISA requires that plans be committed to
writing. In addition, ERISA requires that plan participants and beneficiaries be provided with a written description of the plan and
stipulates the exact information that must be included.
Self-Funded plans and/or their sponsors are also subject to all other applicable federal laws. They include:
- Health Insurance Portability and Accountability Act (HIPAA)
- Consolidated Omnibus Budget Reconciliation Act (COBRA)
- Family and Medical Leave Act (FMLA)
- Uniformed Services Employment and Reemployment Rights Act (USERRA)
- Women’s Health and Cancer Rights Act (WHCRA)
- Mental Health Parity Act (MHPA)
- Newborn’s Act
- Americans with Disabilities Act (ADA)
- Pregnancy Discrimination Act (PDA)
- Age Discrimination in Employment Act (ADEA)
- Various sections of the Internal Revenue Code
- Various budget reconciliation acts
Many third party administrators use vendor-supplied, automated document processing software. EGA does not. The customized plan
designs developed by our benefits specialists are best served by customized documents. The documents that EGA provides are
custom-crafted, periodically reviewed for ongoing compliance and amended, when necessary, by a dedicated, in-house compliance
specialist.
